Buy a Home
Congratulations! You’re ready to buy a home.
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
- EComplete our simple mortgage pre-approval letter request
- EReceive options based on your unique criteria and scenario
- ECompare mortgage interest rates and terms
- EChoose the offer that best fits your needs
Paul Jamali
Mortgage Broker
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Qualify Me Now!
Paul Jamali
Mortgage Broker
- EFixed Rates
- EAdjustable Rate Mortgage (ARM)
- EConforming Loans
- EJumbo & Super Jumbo Loans
- EFHA, VA, & USDA Loans
- ETerms from 5 to 30 Years
Get Your FREE Mortgage Rate Quote Today!
Paul Jamali
Mortgage Broker